Terms of Service

1. Acceptance of terms

By accessing famvora.com, operated by Famvora GmbH, Bahnhofstrasse 45, 8001 Zürich, Switzerland ("Famvora Schweiz"), you agree to these Terms of Service. If you do not agree, please discontinue use of the website.

2. Nature of the service

Famvora Schweiz is a free, informational website about planning family expenses across groceries, children, education, leisure and household purchases. We do not offer any paid product, subscription or service, and no purchase or payment is required or possible on this website.

3. Not financial advice

Content on this website is provided for general information only and does not constitute financial, legal, tax or professional advice for any individual household. You should consider your own circumstances, and consult a qualified professional before making financial decisions.

4. Acceptable use

You agree to use this website lawfully and not to attempt to disrupt its operation, misuse the contact form, or copy substantial parts of its content for commercial redistribution without permission.

5. Intellectual property

Unless otherwise credited, text, layout and design elements on this website belong to Famvora GmbH. Photographs are used under their respective open licences. You may share links to our pages, but may not republish full content as your own.

6. Limitation of liability

Famvora Schweiz provides information "as is" and makes reasonable efforts to keep it accurate, but does not guarantee completeness or suitability for any particular household. To the extent permitted by Swiss law, Famvora GmbH is not liable for decisions made based on this website's content.

7. Changes to these terms

We may update these terms from time to time to reflect changes to the website. The date at the top of this page shows when the terms were last revised.

8. Governing law

These terms are governed by the laws of Switzerland. Any dispute arising from the use of this website falls under the jurisdiction of the courts of Zürich, Switzerland, unless mandatory consumer protection law provides otherwise.